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“Mr. Prime, I am going to remind you again: Your policy with GEICO only reimburses you for accidents that occur while you are engaged in the reasonable use of your truck and trailer. As I told you when you originally purchased the policy, GEICO does not offer Megatron coverage, Starscream coverage, Soundwave coverage, Decepticon coverage, or Energon-blast coverage. Those are just not the types of damages we would expect from reasonable use.”

- Letter to Optimus Prime from his auto insurance agent.

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